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Back to Basics: Wills 101

In today’s article, we’re diving into one of the foundational documents in estate planning: the will. Also, don’t forget to click the link below to watch the full video to learn why having a will is important, how it functions, and how it can help safeguard the people and values you care about most.

A will is more than just a piece of paper—it’s your voice when you’re no longer here. Without a will, there’s no clear plan for who will manage your estate, make decisions, or care for your minor children after your death. This uncertainty can overwhelm your loved ones and lead them to unnecessary stress, conflict, and even court battles.

So, what can a will do for you?

     1. Designate a Personal Representative: A personal representative (sometimes called an executor) is someone you trust to handle your affairs after you pass away. This person will carry out your instructions, manage your estate, settle debts, and ensure your assets are distributed according to your wishes. Without a designated representative, the court will appoint someone, which might not align with your preferences.

     2. Direct the Distribution of Your Assets: A will allows you to decide who inherits your property, money, or sentimental belongings. Whether it’s family members, close friends, or charitable causes, you control how your legacy is shared. Without a will, Maryland’s intestacy laws dictate who gets your assets.

     3. Appoint Guardians for Minor Children: For parents, this is often the most critical part of creating a will. If you have minor children, a will enables you to choose guardians who will care for them if you pass away. Without a will, the court will decide who takes on this responsibility, and that decision might not match what you would have wanted.

Now, let’s clarify some common misconceptions about wills:

• A Will Does Not Avoid Probate: Many believe a will bypasses probate, but that’s not the case. Probate is the legal process of validating your will and settling your estate. However, having a will makes the process much smoother and more efficient by providing clear instructions to the court and your loved ones.

• Without a will, Maryland’s intestacy laws decide who inherits your estate. This can result in unintended outcomes, especially in blended families, unmarried partnerships, or situations where you wish to leave assets to someone other than close relatives.

It’s also essential to keep your will up-to-date. Major life events like marriage, divorce, the birth of a child, or acquiring new assets are reasons to review and possibly revise your plan. Remember, creating a will isn’t just about wealth. It’s about protecting your family, your values, and your legacy. Don’t wait for tomorrow to secure what matters most today.

If you don’t have a will or need to update your existing one, schedule a complimentary 15-minute call with a member of our team.

Information in this article is provided for educational purposes only and not intended to constitute legal advice. Please consult with a licensed attorney in your jurisdiction for help with your specific situation.

For assistance with Maryland and D.C. Probate/Estate Administration matters, contact the

Law Offices of Elsa W. Smith, LLC at

410-995-7719